Average Net Worth by Age: How Do You Compare?
See average and median net worth by age in America. Learn where you stand financially and strategies to build wealth at any age.
Author Profile
Maira Azhar
Senior Financial Writer & Editor
Maira Azhar writes and edits personal finance content for Build Better Tomorrow. She focuses on turning budgeting, debt, and retirement topics into step-by-step guidance that is useful for everyday readers and grounded in current primary-source research.
BA in Economics8+ years in financial journalism
Coverage areas
- Budgeting
- Debt payoff
- FIRE planning
- Saving systems
How this author works
Maira prioritizes practical examples, clear decision frameworks, and plain-language explanations backed by current source material.
Editorial activity
25 published articles
28 articles reviewed or fact-checked
Read our editorial policyArticles by Maira Azhar
Biweekly Budget: How to Budget When You Get Paid Every Two Weeks
Learn how to create a biweekly budget that works with your paycheck schedule. Includes templates, tips for handling months with three paychecks, and bill timing strategies.
Budgeting for Freelancers: Manage Irregular Income Like a Pro
Learn how to budget as a freelancer using business and personal accounts, tax reserves, owner-pay systems, and a buffer for feast-or-famine income.
Good Debt vs Bad Debt: Understanding the Difference
Learn the difference between good debt and bad debt, how to evaluate borrowing decisions, and strategies for managing both types of debt effectively.
How to Prepare for a Recession: A Financial Survival Guide
Learn how to prepare your finances for a recession with practical strategies for emergency funds, debt reduction, job security, and investment protection.
How to Set Financial Goals: A Step-by-Step Guide
Learn how to set effective financial goals using the SMART framework. Includes examples for short-term, medium-term, and long-term money goals.
How to Save $20,000 in a Year: An Aggressive Savings Plan
Learn how to save $20,000 in one year with an aggressive plan built around big expense cuts, income boosts, and higher savings rates.
How to Save $10,000 in a Year: A Realistic Step-by-Step Plan
Learn how to save $10,000 in one year with a realistic plan for middle-income households, including monthly targets, expense cuts, and automation tactics.
What Is a Good Credit Score? Ranges and How to Improve Yours
Learn what a good credit score is, how FICO and VantageScore ranges work, and the practical steps that raise your score over time.
How to Get Out of Debt on a Low Income: Practical Strategies That Work
Learn how to pay off debt on a low income with actionable strategies, budget tips, and motivation. A step-by-step guide for those living paycheck to paycheck.
The 50/30/20 Budget Rule Explained: A Simple Guide to Managing Your Money
Learn how the 50/30/20 budget rule works, why it is effective for beginners, and how to apply it to your income. Includes step-by-step examples and tips for success.
How Long to Pay Off Debt: Timeline Guide
Calculate how long it will take to pay off your debt based on balance, interest rate, and monthly payment. Includes formulas, examples, and strategies to speed up your timeline.
Coast FIRE Explained: The Relaxed Path to Financial Independence
Coast FIRE lets you stop saving for retirement early and let compound interest do the work. Learn how it works, calculate your coast number, and see if this approach fits your goals.
No Spend Challenge: Reset Your Spending Habits in 30 Days
Try a no spend challenge to break bad spending habits, save money fast, and gain clarity about what you truly need. Includes rules, tips, and a 30-day guide.
Sinking Funds Explained: Your Secret Weapon for Stress-Free Budgeting
Learn what sinking funds are, how they differ from emergency funds, and how to set them up with categories, calculations, and automation tips.
How to Build an Emergency Fund From $0
Learn how to build an emergency fund from scratch with a starter goal, the right account setup, automation rules, and practical ways to save on any income.
Traditional IRA vs Roth IRA: Complete Comparison Guide
Compare Traditional and Roth IRAs to understand tax treatment, contribution limits, income restrictions, and which IRA type is best for your retirement strategy.
What Is the FIRE Movement? How Financial Independence Works
Learn what the FIRE movement is, how the math works, the main FIRE types, and the tradeoffs around taxes, healthcare, and early access to your money.
Dollar Cost Averaging: A Simple Strategy to Reduce Investment Risk
Learn how dollar cost averaging works, when to use it, and whether it beats lump sum investing. Includes real examples and implementation steps.
ETF vs Mutual Fund: Key Differences and Which to Choose
Compare ETFs and mutual funds to understand their differences in trading, costs, taxes, and minimums. Learn which investment vehicle fits your strategy.
Employer 401(k) Match: Free Money You Must Claim
Learn how employer 401(k) matching works, common match formulas, vesting schedules, and strategies to maximize this valuable benefit. Never leave free money behind.
52 Week Money Challenge: Save Over $1,300 This Year
Learn how the 52 week money challenge works, different variations to match your income, and tips to actually complete the full year of savings.
Index Funds for Beginners: The Simple Path to Stock Market Investing
Learn what index funds are, how they work, and why they are recommended for most investors. Includes how to choose funds, avoid fees, and start investing.
Zero-Based Budgeting: Give Every Dollar a Job
Learn how zero-based budgeting works, why it is effective for controlling spending, and how to create your first zero-based budget step by step.
Barista FIRE: Work Less, Keep Benefits, Enjoy Life Sooner
Learn what Barista FIRE is, how it differs from other FIRE types, and how to calculate if this semi-retirement strategy could work for you.